Apartment Loan Sequestration between the FED and Congress increasing MIP for FHA and Bob Corker and Mark Warner want to replace Fannie Mae and Freddie Mac with a new Federal Mortgage Insurance Corporation, Rates have spiked over 150 basis points

FEMIC
  a bipartisan group of senators in late June put forward new legislation aimed at getting rid of the role Fannie Mae and Freddie Mac play in the housing market by purchasing and guaranteeing mortgages.

Apartment loan rates rise on uncertain future of FNMA and Freddie causing lower insurance value and spread to rise along with Big Ben saying he is done trying save the United States all alone and calling it quits.

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